Dental Insurance Plan

health care
is #1
How to pay for Braces / Orthodontics (see below ↓)

Low cost dental insurance that features indemnity insurance coverage allowing you to go to any dentist; but still giving you the opportunity to save a lot more if you use a dentist from the large list of dentists available.

PGA Financial Insurance Services

Affordable Select Dental Insurance Plan
For Individuals, Family, & Self Employed, Or Small Business Group

The affordable monthly rates are as follows:
Single - $35.50; 2 People - $59.50; Family - $84.50


Features Of Plan

  • No Waiting Period for basic and preventive services
  • Only a (first) 6 month wait on major dental work
  • Online enrollment
  • For more details and/or to enroll online, click here: Select Dental
    Covers exams, cavities, crowns, root canals and a lot more (including a vision benefit)!

    Offered through United Association of Small Business and available in the following states:

    Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, DC, Washington, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming

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    How To Pay For Braces / Orthodontics

    Want to pay for braces with pre-tax money (in other words get a tax write-off)? This is a solution for anyone who has to pay for all or part of their own health insurance. First you get a "HSA" compatible health plan.

    If you get one of these health plans, then you are eligible to get a "Tax Qualified" special bank account called an "HSA". This allows you to pay for healthcare expenses with pretax dollars.

    Though an HSA compatible health insurance plan does not cover dental insurance or braces, an HSA account can be used to pay for dental work and braces (and vision too). Even if only one person in the family has an HSA, they can use money from it to pay for medical, dental and vision expenses for anyone in the family.

    An HSA compatible health insurance plan has a high deductible and typically you pay for everything until the deductible is met, there are no Dr. copays etc. Because of this, the monthly cost is low. With the money you save, you use it to put into your HSA bank account.

    To get a quote on an HSA compatible health plan, go to our home page and choose your state. You will get to a page where you can put in your age and zip code and see quotes for many health plans. You look for the low cost ones that say HSA.

    Please note that many people who get and HSA plan, prefer to also get a low cost accident medical and dental insurance plan that fills in their deductible in case of an accident. You can see details on that plan by clicking here: Accident Plan

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